Turn-Key Sales

Turn Key Sales involves the construction or rehabilitation of single family homes that are offered for
direct purchase by clients.  HOME, Inc. will assist the client in applying for and securing a mortgage to purchase the home.  HOME, Inc. provides forgivable loans/grants  to reduce the cost of the monthly mortgage payment.

To be considered to purchase a HOME, Inc. property clients must:

  • Successfully complete the Homeownership Readiness Assessment
  • Receive a certificate from an approved Homebuyers Education Course
  • Pre-qualify for a fixed rate, 30 year mortgage
  • Have a house payment (PITI) of no more than 30% or less than 15% of their monthly income
  • Have adequate savings for down payment and closing costs
  • Meet income eligibility targets for household income. Household includes all adults that will reside in the property